![]() ![]() You can also register for other account alerts to help you to stay on top of your finances. ![]() If we don’t have a valid mobile number for you, we might not be able to reach you. We’ll send them before your account is charged so that you have plenty of time to pay in money and either avoid or reduce overdraft charges. You’ll also be automatically set up to receive an alert when your account goes further into arranged overdraft which may cause the cost to increase. where a payment is refused as you don’t have enough funds.you have regular payments due on your account and you don’t have the funds to cover them.your account makes or may make use of an unarranged overdraft.You’ll be automatically set up to receive text alerts when: Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions. Please refer to the Terms and Conditions for details. There are other charges with this account, such as when you use your card abroad. We also have different borrowing options, such as credit cards, personal loans, and additional loans for our existing mortgage customers. We offer other current accounts with different overdraft interest rates or without the option for an overdraft facility. If you use an arranged overdraft of £1,200 you’ll be charged an interest rate of 39.94% APR/ EAR (variable). How does our overdraft compare? The purpose of a representative APR is to enable customers to compare the costs associated with different credit products. The table below shows you how you’ll be charged for using your overdraft. We don’t charge fees for allowing or refusing a payment due to lack of funds.Īlready completed the eligibility checker? You can retrieve your previous decision If we allow a payment, it will take you into an unarranged overdraft. When you try to make a payment that would take you into an unarranged overdraft, we make the decision whether to allow or reject the payment based on your individual circumstances. We may ask you to repay all or part of your overdraft at any time but we'll try to notify you of this in advance.Īn arranged overdraft is when we let you borrow up to a pre-agreed limit – you can ask for one when you open your account or at any other time.Īn unarranged overdraft occurs when your account goes overdrawn without an arranged overdraft in place or if your account goes over your arranged overdraft limit. This could make it harder or more expensive to get credit with us or other providers in the future. The way you manage your overdraft, for example if you don’t repay your interest and charges regularly, may affect your credit file. There is a cost associated with using an overdraft. It’s intended mainly for short-term costs or emergencies and isn’t generally suitable for longer-term borrowing. The Fee Information Document (114 KB) details the main fees and charges on this account, including those associated with using an overdraft facility.įor further explanation of our main terms and services take a look at our GlossaryĪn overdraft lets you borrow through your current account. There’s no monthly fee to maintain the account. Investment fees, charges and key documents.Savings and investments View all savings and investments.More about contents for renters insurance.Everyday No Balance Transfer Fee Credit Card.Everyday Long Term Balance Transfer Credit Card.Where can I get Santander Edge cashback.Current accounts View all current accounts. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |